WH: We’re confident we know more about religious fidelity than a bunch of nuns, or something « Hot Air: "But there’s the rub. The act of self-certifying essentially facilitates the extension of insurance coverage of contraception to the employees of religious organizations, which means that they end up being the conveyance vehicle of the benefits whether they directly pay for it or not. In real terms, the organizations will end up carrying the costs of their group risk pool, because premiums will cover the provider costs imposed on the insurers. That’s true whether insurers impose a surcharge for that coverage or not, and that’s also true for insurers in all other contexts, too. The White House argues that the “preventive” nature of contraception will save insurers in the long run from the costs of the illness of pregnancy, but that’s based on specious long-term calculations that have no impact on year-to-year cost balancing necessary in risk pools anyway."
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