Tuesday, January 6, 2015

Progressives: Stop laughing at Harvard « Hot Air

Progressives: Stop laughing at Harvard « Hot Air: "Well, yes and no … but mostly no. Conservatives wanted to restore pricing signals, it’s true — as did Harvard’s faculty, about which more later — but not coercively, and certainly not with a universal mandate to buy comprehensive health coverage. The conservative solutions to pricing signals were to incentivize the use of health-savings accounts, move the industry to hospitalization coverage, and encourage the growth of retail-care clinics for routine care on a competitive fee basis. That would have protected people against serious illness while alleviating costs for both insurers and providers. It also would have reduced prices by eliminating insurance overhead on most routine care and forcing providers to compete on price. That works in the Lasik and plastic-surgery markets, neither of which usually deals with insurance, and both of which have seen prices controlled through market forces without government interventions and mandates."

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